Debit Card Update::

If you have a Piedmont Advantage Debit Card, please note that your new Piedmont Advantage Debit Card will arrive soon. Upon receipt of this new card, put in a safe place and activate on March 10, 2021, to avoid any interruption of services. You will be unable to activate prior to March 10, 2021.

Advantage Access Online Banking and Mobile App, with Two Checking Accounts.

Job, family, hobbies, volunteer work. Your life is complicated enough. You deserve checking account options that are simple and straight-forward for all of your online transactions and debit card purchases. Whether you choose a checking account that offers the basics with no monthly fees, or one that pays high interest on deposits, you'll enjoy features that let you get the job done and move on with your busy day.

Simple+ Checking

  • Become an active account holder and you'll earn a 0.65% APY* on your account balance up to $10,000. 
  • It's as easy as 1-2-3:
    • Use your debit card a minimum of 15 times for everyday purchases during the month
    • Opt-in to our eStatements through Advantage Online Banking
    • Set up at least one direct deposit
    • Accountholders over 50 receive free checks and free official checks


More Checking

A secure, convenient way to make the most of your money with the following:
  • All Digital, checkless banking
  • Never an overdraft fee
  • IDProtect®* with Credit File Monitoring, Reports, and Scores
  • Debit Advantage®1
  • Cell Phone Protection1
  • Travel & Leisure Discounts2*
  • 24-Hr Roadside Assistance2
All for a low monthly fee of $5.95!


Truth In Savings Disclosure


Frequently Asked Questions



*Registration/activation required

1Special Program Notes: The descriptions herein are summaries only and do no include all terms, conditions, and exclusions of the Benefits described.  Please refer to the actual Guide to benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 2Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits.  Some Benefits require authentication, registration and /or activation.  Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. 3Credit file monitoring may take several days to begin following activation.  4Available online only.

*Registration/activation required.

Insurance Products are not insured by NCUA or any Federal Government Agency; not a deposit of or guarnteed by the credit union or any credit union affiliate

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 12 counties it serves in North Carolina or who are employed by one of its many employer companies. These 12 counties are Bladen, Brunswick, Columbus, Cumberland, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 100.

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