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Advantage Access Online Banking and Mobile App, with Three Checking Accounts.

Job, family, hobbies, volunteer work. Your life is complicated enough. You deserve checking account options that are simple and straight-forward for all of your online transactions and debit card purchases. Whether you choose a checking account that offers the basics with no monthly fees, or one that pays high interest on deposits, you'll enjoy features that let you get the job done and move on with your busy day.

More Checking

A secure, convenient way to make the most of your money
  • All Digital, checkless banking
  • Never an overdraft fee
  • IDProtect®* with Credit File Monitoring, Reports, and Scores
  • Debit Advantage®1
  • Cell Phone Protection1
  • Travel & Leisure Discounts2*
  • 24-Hr Roadside Assistance2
All for a low monthly fee of $5.95!

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Simple+ Checking

  • Become an active account holder and you'll earn a 1.00% APY* on your account balance up to $10,000. 
  • It's as easy as 1-2-3:
    • Use your debit card a minimum of 15 times for everyday purchases during the month
    • Opt-in to our eStatements through Advantage Online Banking
    • Set up at least one direct deposit
    • Accountholders over 50 receive free checks and free official checks

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Basic Checking

  • No minimum balance requirements
  • No monthly service charges
  • Opening deposit of $25, waived when you include direct deposit
  • Free Instant Issue VISA debit card
  • Easy access to your money through a national network of over 35,000 surcharge-free ATMs throughout North Carolina and beyond
  • Manage account 24/7 with Online Banking tools and Mobile App

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Interest Checking

  • No monthly service charges
  • Earn interest on deposits when balances exceed $100
  • Minimum opening deposit of $100
  • Opening deposit only $25** when you include the convenience of direct deposit
  • Free Instant Issue VISA debit card
  • Easy access to money through national network of over 35,000 surcharge-free ATMs throughout North Carolina and beyond
  • Manage account 24/7 with Online Banking tools and Mobile App

APPLY NOW

Silver Advantage Checking

  • Exclusively for North Carolina members 55 years and older
  • No monthly service fees
  • No minimum balance required
  • Earn interest on balances above $100
  • Free Instant Issue VISA debit card
  • Free checks
  • Free official/cashier checks
  • Easy access to money through national network of ATMs throughout North Carolina and beyond
  • Manage account 24/7 with Online Banking tools and Mobile App

APPLY NOW

You've Earned It

A high yield checking account that offers interest? That's a rare find. But Piedmont Advantage Credit Union is happy to offer one.
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Truth In Savings Disclosure

 

Frequently Asked Questions

 

Resources

*Registration/activation required

1Special Program Notes: The descriptions herein are summaries only and do no include all terms, conditions, and exclusions of the Benefits described.  Please refer to the actual Guide to benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 2Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits.  Some Benefits require authentication, registration and /or activation.  Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. 3Credit file monitoring may take several days to begin following activation.  4Available online only.

*Registration/activation required.

Insurance Products are not insured by NCUA or any Federal Government Agency; not a deposit of or guarnteed by the credit union or any credit union affiliate

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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