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Our Share Certificate of Deposit (CD) special limited-time promotions help you earn dividends faster.

Piedmont Advantage Credit Union’s Certificates (CDs) are the investment tool that provides you full control and a fixed rate of return for your money. You decide how much to invest and for how long. Whether you a choose a 6 month or 60 month term, you're assured of earning excellent returns with our credit union’s competitive CD rates.

Share CDs

  • A minimum deposit of $500 is required to open a Share Certificate Account
  • Terms range from 3 months to 5 years
  • Returns at rates that exceed most standard savings accounts
  • Keep cash deposited for longer terms and take advantage of even higher CD rates
  • 90 days of interest will be charged as penalty for early withdrawal
  • Member will be notified prior to maturity. Certificates will automatically renew seven days after maturity unless credit union is advised otherwise by member

Save to Win Share Certificate

Save to Win

  • A minimum deposit of $25 is required to open a Save to Win Share Certificate
  • Save to Win Share Certificates are available in a 12 month term
  • Deposit to your Save to Win Share Certificate as often as you like
  • Every $25 deposit earns you an entry into monthly cash drawings, up to 10 entries per month
  • Rules and Eligibility

OPEN AN ACCOUNT ONLINE or visit your nearest North Carolina branch to start enjoying all the benefits of Share Certificates!

Share Certificate Truth In Savings Disclosure

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Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 120.

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