Our Share Certificate of Deposit (CD) special limited-time promotions help you earn dividends faster.

Certificates (CDs) are the investment tool that provides you full control and a fixed rate of return for your money. You decide how much to invest and for how long. Whether you choose six months or 60 months, you're assured of earning excellent returns with our competitive rates.

Share Certificates (CDs)

  • A minimum deposit of $500 is required to open a Share Certificate
  • Terms range from 3 months to 5 years
  • Returns at rates that exceed most standard savings accounts
  • Keep cash deposited for longer terms and take advantage of even higher rates
  • 90 days of interest will be charged as penalty for early withdrawal
  • Member will be notified prior to maturity. Certificates will automatically renew seven days after maturity unless credit union is advised otherwise by member

Save to Win

  • A minimum deposit of $25 is required to open a Save to Win Share Certificate
  • Save to Win Share Certificates are available in a 12 month term
  • Deposit to your Save to Win Share Certificate as often as you like
  • Every $25 deposit earns you an entry into monthly cash drawings, up to 10 entries per month
  • Rules and Eligibility

Share Certificate Truth In Savings Disclosure


Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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