Our Approach
Financial planning isn’t just about numbers. It’s about creating a clear, step-by-step path toward the future you want.
Creating a Plan Together
We believe wealth management should feel less like a transaction and more like a partnership. It starts with understanding what’s most important to you: your goals, values and the life you’re working toward. From there, we build a strategy that’s personal and practical and built to grow and adapt over time. Here’s what to expect:
Discovery Conversation
We begin by getting to know you, your goals, your financial story and what you want your money to help you achieve.
Comprehensive Review
Together, we’ll look at your full financial picture, from income and assets to debts and existing plans.
Personalized Planning
Your financial advisor will design a strategy that reflects your goals, timeline and risk comfort.
Thoughtful Recommendations
You’ll receive clear, customized advice and investment options backed by research and experience.
Implementation
Once you’re comfortable, we’ll put your plan into action and take care of the details.
Ongoing Support and Reviews
As your life evolves, your plan should, too. We’ll stay connected with regular check-ins and updates to keep you on track.
Topics that Matter Most to You
Every financial journey is unique, as are the conversations that guide it. During your time with us, we’ll cover the topics that matter most to your goals, lifestyle and future plans. These conversations aren’t just about money. They’re about creating a roadmap that reflects your values and helps you move forward with clarity and confidence. For example, some of the topics we may discuss include, but aren’t limited to:
Coordinating your 401(k), IRAs and Social Security benefits to create a reliable income stream throughout retirement.
Making the most of your money with smart, tax-advantaged strategies, whether you’re saving for college, a future goal or your legacy.
Ensuring your wealth is transferred according to your wishes.
Protecting what matters most with the right coverage in place.
Planning for the unexpected to help ensure your income and financial stability are protected if life takes a turn.
Navigating your healthcare options in retirement and understanding how Medicare fits into your overall plan. Plus, our Piedmont Advantage Medicare Team, powered by Senior Health Medicare, works with us to help you find the Medicare coverage that meets your healthcare needs, while supporting your financial goals.
Aligning your portfolio with your goals, risk comfort and time horizon through a thoughtful diversification strategy.
Safeguarding your assets against potential risks so you can preserve what you’ve built.
Disclosures
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Piedmont Advantage has contracted with CFS to make non-deposit investment products and services available to credit union members.