New Update 10/17/2020:

eStatements will not be available Monday, October 26, 2020 from 8:00pm until 1:00am for website maintenance.

Click here to view a message from our President/CEO, Dion L. Williams.  Starting October 19, 2020, our lobbies will re-open for our member-owners!  Visit our Covid-19 Update page to view more information concerning PACU's re-opening.  For the protection of our members and staff, please remember to wear your mask.

We offer several great choices on how to save for your life's next chapter.

Where do you plan to retire? When your working years are behind you, you'll want to have enough money to live comfortably. The best way to get ready? Plan to begin saving now. An Individual Retirement Account (IRA) will help you add to your retirement solution. Wait. You don’t have a retirement plan? Head to for help building a personalized plan that meets your future needs with your current finances. You'll earn interest on your investments and likely benefit from tax breaks as well.

  • For your IRA, Choose from a Traditional or Roth IRA. To save for education expenses, a Coverdell Education Savings Account offers both savings and withdrawal options for you.
  • Contribute up to $5,500 per year ($6,500 if over age 50)
  • With Traditional IRAs, annual contributions may be tax deductible and investments grow tax-free
  • With Roth IRAs, investments and withdrawals may be tax-free (please consult your tax consultant)
  • Interest calculated daily and paid quarterly
For more IRA tools and resources, or to open an IRA online, check out our Retirement Central portal.

Worry-Free Investing

Piedmont Advantage IRAs are insured up to $250,000 by the National Credit Union Administration, separate and apart from other deposits



Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

Back to top