In accordance with Executive Order 146,  beginning Monday,  June 29th anyone that enters our branches will be required to wear a mask. Disposable masks will be provided for anyone that does not have their own. In order to help prevent the spread of COVID-19,  our branch lobbies are currently limited to appointments only.  For more information about our response to COVID-19 or to schedule an appointment,  click here. 

Our Share Certificate of Deposit (CD) special limited-time promotions help you earn dividends faster.

Certificates (CDs) are the investment tool that provides you full control and a fixed rate of return for your money. You decide how much to invest and for how long. Whether you choose six months or 60 months, you're assured of earning excellent returns with our competitive rates.

Share Certificates (CDs)

  • A minimum deposit of $500 is required to open a Share Certificate
  • Terms range from 3 months to 5 years
  • Returns at rates that exceed most standard savings accounts
  • Keep cash deposited for longer terms and take advantage of even higher rates
  • 90 days of interest will be charged as penalty for early withdrawal
  • Member will be notified prior to maturity. Certificates will automatically renew seven days after maturity unless credit union is advised otherwise by member

Save to Win

  • A minimum deposit of $25 is required to open a Save to Win Share Certificate
  • Save to Win Share Certificates are available in a 12 month term
  • Deposit to your Save to Win Share Certificate as often as you like
  • Every $25 deposit earns you an entry into monthly cash drawings, up to 10 entries per month
  • Rules and Eligibility

Share Certificate Truth In Savings Disclosure


New Year/New Plan

Create a long-term savings strategy that can pay off in retirement.

Plan for the Future

Help your family prepare with life and long-term care insurance policies.

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

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