Closing:

We will be closed on Monday, 11/11  in observance of Veterans Day. 

If you’ve applied for a car loan or a mortgage lately, you’ve probably heard someone mention your credit score. It’s also likely you’ve read articles or blog posts about how to improve your score.

With a variety of available credit cards, how do you know which is right for you? Each card offers unique rates, fees and benefits.

Having poor credit can be stressful, especially if you’re applying for a mortgage or auto loan or making a big purchase. Before you can fix a problem with your credit, you need to determine the root cause. Several factors contribute to your credit score, and it takes a while for changes to be reflected with the credit bureaus.

Many people associate budgeting with a checking account, but you can also budget by paying for daily expenses and bills with a credit card. Credit cards can help you manage your expenses, build credit and earn cash back or rewards.

Mortgage refinancing means getting a new mortgage to replace your existing mortgage. View our infographic to see if this is right for you. 

You’ve probably heard pitches and received letters in the mail touting the benefits of refinancing your mortgage. What does that mean for you? When you refinance your mortgage, you get a new home loan to replace your current one. The appeal is getting a lower interest rate, so you can save money on your monthly payment, or refinancing to access your home’s equity as cash. Alth ...

Similar to buying a home vs. renting an apartment, deciding whether to buy vs. lease a vehicle is a decision with many pros and cons. Let's explore how you can compare both options and steer yourself toward the decision that is right for you.

Americans spend a lot of time shopping for cars. They stroll through dealerships, browse the web and study articles in auto-oriented magazines. With so much research in hand, it makes sense that they’re often happy with the car, pickup, SUV or van they end up buying. But consumers tend to spend much less time thinking about refinancing their car loan. And so they often end up ...

So you like driving new cars. Who doesn’t? They look great, have the latest technology and, ooh, that new car smell. If only there were a way to get a new car every few years. But wait, there is! If you choose to lease a car, rather than buy a car, you will enjoy these perks and more. However, before you jump on that car lease offer you saw on TV, it’s important to understand t ...

Buying a home is a significant accomplishment in your life. As you’re separating your wants from needs and finding the perfect home for you in North Carolina, spend some time understanding your mortgage options. Most lenders offer two basic types of mortgages, fixed-rate mortgages and adjustable-rate mortgages. While you will likely find different loan options within those two ...

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington and Kenansville, NC.

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