You know how important your credit score is to your financial health, but do you know how your credit score gets calculated? There are five categories that make up your FICO score, the model that most lenders use. Knowing what gets calculated, and how, will help you understand how to keep your credit score healthy.
PIEDMONT ADVANTAGE INVESTS IN THE FUTURE OF DAVIE COUNTY with Sponsorship of the New COGNITION Interactive Learning Center
COGNITION, Davie County’s newest community-driven, interactive learning center received a $10,000 sponsorship from Piedmont Advantage Credit Union to assist with the mission of creating an interactive space for children, families, and the community to acquire knowledge through adventurous play, investigative learning, and creative growth.
10 Steps in the Home Buying Process
Looking to buy your first home? There are several steps first-time homebuyers needs to take before they can become a homeowner. This infographic will walk you through the ten steps to buying your first house and getting a mortgage.
Fatten Your Wallet With These Six Tax Write-Offs & Deductions
There’s nothing fun about paying taxes, but the more you know, the more you can save. For many, tax season brings stress about filing on time and money that might be owed. When navigating the world of tax preparation, it can help to know common tax write-offs and deductions you can claim. Piedmont Advantage Credit Union helps you understand these six common tax deductions to keep more of your hard-earned cash.
Fayetteville Postal CU members approve merger into Piedmont Advantage CU
Members of the $7.6 million Fayetteville Postal Credit Union have approved a merger into the $358 million Piedmont Advantage Credit Union at a special meeting on November 20, 2019.
Stay Secure As You Shop Online
It’s the holiday season with lots of gift-buying to be done. So let’s examine your options.
First, you could go to the mall, the outlet shops or that row of big-box stores near the highway. The drawbacks? Traffic snarls, parking problems, long lines, snooty sales clerks and frustration when the items you want are all sold out.
Tips on Holiday Spending for a Merrier Season
Once upon a time, some clever person decided to decode the “Twelve Days of Christmas” and figure out how much it might cost to procure the turtle doves, golden rings and leaping lords as gifts for a loved one.
How Credit Scores Are Calculated
If you’ve applied for a car loan or a mortgage lately, you’ve probably heard someone mention your credit score. It’s also likely you’ve read articles or blog posts about how to improve your score.
Benefits of a Rewards Credit Card
With a variety of available credit cards, how do you know which is right for you? Each card offers unique rates, fees and benefits.
Bad Credit Score? Here’s How to Fix It
Having poor credit can be stressful, especially if you’re applying for a mortgage or auto loan or making a big purchase. Before you can fix a problem with your credit, you need to determine the root cause. Several factors contribute to your credit score, and it takes a while for changes to be reflected with the credit bureaus.