A common step for many prospective homeowners is to boost their credit score so they can qualify for a home loan. Many people wonder what credit score they need to buy a home in North Carolina. And the answer is – it varies by lender and type of loan. The general principle is that the higher your credit score, the better interest rate you’ll receive because you look less risky ...

Congratulations! You’ve decided to buy a house, one of the largest purchases you will make. Whether you’re looking to get out of the rental market, expanding your family or downsizing, homebuying can be a stressful experience without a proper checklist. The house-hunting step of this journey can be the most exciting, but don’t get too carried away because there’s much more to ...

Buying your first home is an exciting and sometimes overwhelming process. That’s why Piedmont Advantage Credit Union is here to help guide you through each step. If you’re a first-time homebuyer, you may be able to take advantage of special government programs to help lower your costs. Regardless of the type of mortgage you select, there are a variety of important tips to consi ...

Technology Makes it Easier Than Ever   Winston-Salem, NC – Wednesdsay, Dec. 19, 2018 – While many consumers tend to focus on physical health and wellness at the New Year, Michael Westbrook, CFS* financial advisor at Piedmont Advantage available through CUSO Financial Services, L.P. (CFS) suggests also adding financial health and wellness to your list of resolutions.   “The ...

FIVE GREAT WAYS TO SPEND AND SAVE AN INCOME TAX REFUND Here are a few ways to get ahead early in 2019. 1. Open an emergency account. A tax refund is a great start for an emergency account. Experts recommend between three to six months’ worth of living expenses. 2. Invest in yourself. Open a Save to Win account and earn an entry to win more money every time you make a deposit ...

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington and Kenansville, NC.

Back to top