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Life moves pretty fast. Interest rate shifts. Stock market surges. Rising healthcare costs. The news that affects your personal finances can move fast. Our Advantage Insights blog posts offer the type of information you'll need to make smart financial decisions for you and your family. By staying in the know, you can take steps to make your life easier.

FOR IMMEDIATE RELEASE  Piedmont Advantage Credit Union Names Dion L. Williams President and Chief Executive Officer Winston-Salem, NC May 20, 2019. For Immediate Release – The Board of Directors of Piedmont Advantage Credit Union has appointed Dion L. Williams as President and Chief Executive Officer of the $356 million credit union that has over 40,000 members across North ...

Before you start shopping for a new home or make an offer on a house, it’s smart to get pre-qualified or pre-approved for a home loan. Not all mortgage lenders require you to go through the prequalification process, and some people opt to skip this step. However, to show sellers that you are an attractive – and qualified – buyer, it’s in your best interest. Here’s the differenc ...

A common step for many prospective homeowners is to boost their credit score so they can qualify for a home loan. Many people wonder what credit score they need to buy a home in North Carolina. And the answer is – it varies by lender and type of loan. The general principle is that the higher your credit score, the better interest rate you’ll receive because you look less risky ...

Congratulations! You’ve decided to buy a house, one of the largest purchases you will make. Whether you’re looking to get out of the rental market, expanding your family or downsizing, homebuying can be a stressful experience without a proper checklist. The house-hunting step of this journey can be the most exciting, but don’t get too carried away because there’s much more to ...

Buying your first home is an exciting and sometimes overwhelming process. That’s why Piedmont Advantage Credit Union is here to help guide you through each step. If you’re a first-time homebuyer, you may be able to take advantage of special government programs to help lower your costs. Regardless of the type of mortgage you select, there are a variety of important tips to consi ...

Technology Makes it Easier Than Ever   Winston-Salem, NC – Wednesdsay, Dec. 19, 2018 – While many consumers tend to focus on physical health and wellness at the New Year, Michael Westbrook, CFS* financial advisor at Piedmont Advantage available through CUSO Financial Services, L.P. (CFS) suggests also adding financial health and wellness to your list of resolutions.   “The ...

FIVE GREAT WAYS TO SPEND AND SAVE AN INCOME TAX REFUND Here are a few ways to get ahead early in 2019. 1. Open an emergency account. A tax refund is a great start for an emergency account. Experts recommend between three to six months’ worth of living expenses. 2. Invest in yourself. Open a Save to Win account and earn an entry to win more money every time you make a deposit ...

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington and Kenansville, NC.

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