Building relationships does not happen overnight. It takes time and a genuine interest to help individuals make the best decisions for themselves and their family members. Michael Westbrook knows this all too well as Piedmont Advantage Credit Union’s (PACU) director of financial wellness. Westbrook helps PACU members navigate through the complexities of sustaining financial ...
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Life moves pretty fast. Interest rate shifts. Stock market surges. Rising healthcare costs. The news that affects your personal finances can move fast. Our Advantage Insights blog posts offer the type of information you'll need to make smart financial decisions for you and your family. By staying in the know, you can take steps to make your life easier.
University Branch says "Thank you"!
On Friday 8/28, our University Branch wanted members to know that PACU truly appreciates their membership with some doughnuts and PACU water. Our Team had a blast speaking with members and they came through the drive thru. The University team had the opportunity to inform PACU members of our new interactive ATM and were able to demonstrate some of its features. At PACU we ...
Today we want to celebrate Radha, who works in our Boyer St. location in Charlotte, NC! Radha is a dedicated employee that really makes a difference for her fellow co-workers and PACU Members! Thank you Radha for always going the extra mile!! Alexis, one of our valued members, had this to say about Radha: ...
What you can afford when buying a car!
If you're just thinking about an upgrade or are ready to purchase a new vehicle, start with our calculator to make sure you get a loan that fits your needs and budget. You can determine your monthly car payment based on purchase price. Or you can choose a monthly payment that fits your budget and determine how much you can spend on your new vehicle. Dig into the details of diff ...
Choosing Between a Bank and a Credit Union
Important financial decisions come up at many points throughout your life. Whether you are looking to save your hard-earned cash, buy a house or purchase a car, you must first decide which financial institution to trust with your money. Before considering specific institutions, you should also understand the differences between banks and credit unions and determine which best meets your needs. Piedmont Advantage Credit Union outlines some of the primary differences to help you compare.
How to Teach Your Child the Value of Money
Teaching kids about money can be a challenge. They may think you have an endless supply of cash and may not understand the value of money. In North Carolina, financial literacy is about average, which means there’s always room to learn more. Teaching financial literacy for kids will not only help your children appreciate what you give them, it will also provide them with a basis for a successful financial future. Here are some simple money lessons for both children and teens from Piedmont Advantage Credit Union to help your kids grow up into financially responsible adults.
The Best Time to Save Money on Products and Services
Timing, they say, is everything. Being in the right place at the right time can make all the difference in finding your soulmate. Saying the right thing at the right time can help you ace a job interview. And shopping for a certain product or service at just the right time can mean dozens—or hundreds or thousands—of dollars in savings.
3 Tips to Lower Your Grocery Shopping Budget When Prices are Going Up
With the price of food (and nearly everything else) going up, it’s becoming harder to grocery shop without spending a fortune. Overall, food prices have been steadily increasing and are expected to rise 1-2% over the next year, according to the U.S. Department of Agriculture. To help you get the most out of your grocery shopping budget, Piedmont Advantage Credit Union has rounded up three tips to make your trips to the grocery store a little more affordable, while still keeping your stomach happy.
Savings Goals in Your 20s
With age comes more responsibility and larger expenses. It’s important to begin saving in your 20s or even sooner to have more financial flexibility in the future and ultimately fulfill your goals. Whether you want the extra financial flexibility to travel, buy a home or even further your education, developing a good savings plan in your 20s could be the key.