Buying your first home can be overwhelming. But if you break it down into simple steps, you can feel much more confident and focus on the excitement of the process rather than the stress of it. Here’s what you can expect when buying a home in North Carolina.
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Life moves pretty fast. Interest rate shifts. Stock market surges. Rising healthcare costs. The news that affects your personal finances can move fast. Our Advantage Insights blog posts offer the type of information you'll need to make smart financial decisions for you and your family. By staying in the know, you can take steps to make your life easier.
Generation Z Banking Needs [infographic]
If you are born between 1994 and 2010, you are part of Generation Z.
Your generation has different attitudes and different banking needs than millennials and generations before you, and it’s important you make some smart banking decisions now to start off right.
The World of Unsolicited Sales Offers – After Closing Your New Mortgage
The World of Unsolicited Sales Offers – After closing your new Mortgage When you have just completed purchasing a home or refinancing an existing mortgage, you can take a deep breath. Right? Yes and no. You should feel good that you’re in the new home or lowered your interest rate, but be on the lookout for some unwanted attention. In today’s world of technology and inform ...
How to Get Out of Debt
Fewer Americans understand how to get out of debt. While it starts with willpower, there are proven financial strategies to consider. Piedmont Advantage Credit Union in North Carolina offers a variety of tools and resources to help you improve your financial wellness, including low-interest loans, credit card options, webinars, and seminars.
What to do with your Tax Refund This Year [infographic]
What to do with your tax refund this year?
The only thing American’s enjoy about tax season is the prospect of a refund. While it might be tempting to splurge on something you want, consider ways that you can use the refund to put yourself in a healthier financial position.
What is the Type of Mortgage for Me? [infographic]
Buying a home is exciting but can also be stressful. Use this handy guide to the many types of mortgages so you can determine which might be best for you.
Understanding Your Credit Score
You know how important your credit score is to your financial health, but do you know how your credit score gets calculated? There are five categories that make up your FICO score, the model that most lenders use. Knowing what gets calculated, and how, will help you understand how to keep your credit score healthy.
PIEDMONT ADVANTAGE INVESTS IN THE FUTURE OF DAVIE COUNTY with Sponsorship of the New COGNITION Interactive Learning Center
COGNITION, Davie County’s newest community-driven, interactive learning center received a $10,000 sponsorship from Piedmont Advantage Credit Union to assist with the mission of creating an interactive space for children, families, and the community to acquire knowledge through adventurous play, investigative learning, and creative growth.
10 Steps in the Home Buying Process
Looking to buy your first home? There are several steps first-time homebuyers needs to take before they can become a homeowner. This infographic will walk you through the ten steps to buying your first house and getting a mortgage.
Fatten Your Wallet With These Six Tax Write-Offs & Deductions
There’s nothing fun about paying taxes, but the more you know, the more you can save. For many, tax season brings stress about filing on time and money that might be owed. When navigating the world of tax preparation, it can help to know common tax write-offs and deductions you can claim. Piedmont Advantage Credit Union helps you understand these six common tax deductions to keep more of your hard-earned cash.