Members of the $7.6 million Fayetteville Postal Credit Union have approved a merger into the $358 million Piedmont Advantage Credit Union at a special meeting on November 20, 2019.
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Life moves pretty fast. Interest rate shifts. Stock market surges. Rising healthcare costs. The news that affects your personal finances can move fast. Our Advantage Insights blog posts offer the type of information you'll need to make smart financial decisions for you and your family. By staying in the know, you can take steps to make your life easier.
Stay Secure As You Shop Online
It’s the holiday season with lots of gift-buying to be done. So let’s examine your options.
First, you could go to the mall, the outlet shops or that row of big-box stores near the highway. The drawbacks? Traffic snarls, parking problems, long lines, snooty sales clerks and frustration when the items you want are all sold out.
Tips on Holiday Spending for a Merrier Season
Once upon a time, some clever person decided to decode the “Twelve Days of Christmas” and figure out how much it might cost to procure the turtle doves, golden rings and leaping lords as gifts for a loved one.
How Credit Scores Are Calculated
If you’ve applied for a car loan or a mortgage lately, you’ve probably heard someone mention your credit score. It’s also likely you’ve read articles or blog posts about how to improve your score.
Benefits of a Rewards Credit Card
With a variety of available credit cards, how do you know which is right for you? Each card offers unique rates, fees and benefits.
Bad Credit Score? Here’s How to Fix It
Having poor credit can be stressful, especially if you’re applying for a mortgage or auto loan or making a big purchase. Before you can fix a problem with your credit, you need to determine the root cause. Several factors contribute to your credit score, and it takes a while for changes to be reflected with the credit bureaus.
Creating a Budget Using Your Credit Card
Many people associate budgeting with a checking account, but you can also budget by paying for daily expenses and bills with a credit card. Credit cards can help you manage your expenses, build credit and earn cash back or rewards.
Should You Refinance Your Mortgage? [infographic]
Mortgage refinancing means getting a new mortgage to replace your existing mortgage. View our infographic to see if this is right for you.
When Should I Refinance My Mortgage?
You’ve probably heard pitches and received letters in the mail touting the benefits of refinancing your mortgage. What does that mean for you? When you refinance your mortgage, you get a new home loan to replace your current one. The appeal is getting a lower interest rate, so you can save money on your monthly payment, or refinancing to access your home’s equity as cash. Alth ...
Buy vs. Lease a car [infographic]
Similar to buying a home vs. renting an apartment, deciding whether to buy vs. lease a vehicle is a decision with many pros and cons. Let's explore how you can compare both options and steer yourself toward the decision that is right for you.