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Piedmont Advantage Credit Union Mastercards

Our Platinum and Rewards Mastercards are easy to use in town, across the country and abroad. Our competitive fixed credit card rates stay the same for purchases, balance transfers and cash advances. Plus, our credit cards have no annual fee, no balance transfer fee, no cash advance fee and no foreign transaction fee.We also recognize life gets hectic; and you may be late with a payment. We have a no rate penalty policy in place when a late payment is made.

At no expense to you, our credit cards offer premier travel-related benefits, robust security features and ID theft protection.2

Click here to view our Guide to Benefits for details.

Comparison at-a-glance
Platinum Credit Card Rewards Credit Card
Features and Benefits Platinum Rewards
Easy to use here and abroad    
Fixed rates1    
No annual fee1    
No balance transfer fee1    
No cash advance fee1    
No foreign transaction fee1    
No rate penalty with late payment1    
Premier travel-related benefits2    
My PACUCard App    
Chip security    
Contactless technology    
Digital Wallet capabilities    
ID theft protection2    
1 point per every dollar spent3    
Points redeemable for rewards    
Points redeemable for statement credit3    

1As of 4/15/21, Mastercard Platinum rates vary from 10.90% to 17.90% APR based on your creditworthiness. As of 4/15/21, Mastercard Rewards rates vary from 12.90% to 17.90% APR based on your creditworthiness. As of 4/15/21, late payment results in a late payment fee for $25. All loans subject to normal underwriting guidelines. Terms and conditions subject to change without notice.

2For details, go to PACU.com to review Mastercard® Guide to Benefits for Credit Cardholders.

3No points earned for cash advances or balance transfers

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Credit Card Special

Check out our current Credit Card Special!

Piedmont Advantage Mastercards

Apply today and enjoy the most secure, rewarding and reliable experience a credit card can offer!

Offers you the most popular card management features the financial industry has to offer!

  • Access your account using biometric log-in capabilities for convenience and security.
  • View up to a 90-day transaction history.
  • Schedule and confirm payments to your card balance from your checking or savings.
  • Lock and Unlock card usage from your mobile device.
  • Submit travel notifications.

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