Piedmont Advantage Credit Union was established in 1949 to help the employees of Piedmont Aviation and Piedmont Airlines save money and secure affordable credit.

As the credit union grew to include communities in North Carolina and numerous employer groups, we've never forgotten our humble beginnings. Your Piedmont Advantage business membership begins when you open your Business Share Savings Account, the essential foundation to your business membership. Having a Business Share Savings Account represents your "share" as a member-owner of the credit union.

Business Share Savings Account

  • Minimum deposit of $5 to open account (or join the credit union)
  • Minimum balance of $100 to earn dividends (interest) as a member-owner
  • No monthly service or minimum balance fees
  • Competitive interest rate

Business Membership Eligibility

While we would welcome your business membership, to be eligible for membership, your business must be located in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham.

Complete this Business Share Inquiry Form to learn more.

Business Share Savings Account Inquiry Form

General Information


For more information and disclosures about this account, please click the Business Disclosures link at the bottom of this page.

Meet our VP of Commercial Lending

Scott Smith is Piedmont Advantage's first Vice President of Commercial Lending. We're thrilled to be offering access to affordable credit, along with other products and services, to our business members. 

“After successfully administering the Small Business Administration’s Paycheck Protection Program (PPP) loan closings and forgiveness during the pandemic, we know that there is an opportunity to assist small businesses in the communities we serve. We are fortunate that Scott saw the positive impact he could make at Piedmont Advantage to help area small businesses to grow and thrive,” said Piedmont Advantage's President/CEO Dion Williams.

A resident of Kernersville, Scott has more than 30 years of experience in commercial lending, risk management, financial planning and analysis and commercial credit underwriting, along with new account development and regulatory compliance. He earned his MBA from University of South Carolina in Columbia, S.C., and bachelor’s degrees cum laude in business administration and history from Alma College in Alma, Mich.

Questions about our commercial lending offerings? Contact Scott directly at 336.744.8488 or [email protected].

Curious about our Business Deposit Products?

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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