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What is Piedmont Advantage Working Capital?

Our Working Capital financing options are loans or lines of credit that our business members can take to finance their everyday operations. Instead of buying long term assets or investments, these options with Piedmont Advantage provide working capital to cover short term operational needs.

Every business should have cash on hand to cover both planned and unexpected expenses. Cash reserves help cover the everyday fluctuations faced by your business. For those who don’t have the cash flow for everyday expenses, or have a predictable revenue stream, we offer Working Capital as a lifeline to give you access to cash when you need it most.

To learn more about our Working Capital options, complete this form today!

Commercial Lending Inquiry Form

General Information

 

All loans subject to credit approval.

Business Membership Eligibility

While we would welcome your business membership, to be eligible to join, your business must be located in the North Carolina counties of  Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham.

Your business membership begins when you open your Business Share Savings Account with a minimum deposit of just $5. Upon membership approval, you're set to apply to open other business accounts and gain access to affordable commercial lending opportunities and various financial services.

Business Credit Card

Our Business Platinum Mastercard:

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee

What are you waiting for? 

Piedmont Advantage Credit Union's Routing Number: 253177861

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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