Get an account or finance your next loan with Piedmont Advantage Credit Union in North Carolina.

eStatement Enrollment Guide:

To start receiving eStatements, you'll need to be enrolled in Online Banking first. If you're already enrolled in Online Banking, log into Online Banking, click any Account Name, then click "eStatements," select "Continue" in pop-up window, read and accept "Site Terms," enter email and click "Submit." Here is a guide and video. To enroll into Online Banking, this Online Banking guide or Online Banking video is available if needed.

Business Platinum

Among the Lowest Interest Rates in the Financial Industry

Piedmont Advantage's Business Platinum Mastercard® is easy to use in town, across the country and abroad. Our competitive fixed credit card rates stay the same for purchases, balance transfers and cash advances. Plus, this credit card has no annual fee, no balance transfer fee, no cash advance fee and no foreign transaction fee.

We also recognize in business life gets hectic; and you may be late with a payment. We have a no rate penalty policy in place when a late payment is made.

  Platinum Mastercard®
  • Fixed interest rates as low as 10.90% APR. Fixed interest rate credit cards are hard to find these days. Not at Piedmont Advantage!
  • No annual fee and never a balance transfer fee
  • No fee for cash advances; same low rate as purchases
  • No international transaction fees
  • Chip, contactless (tap and go) and Digital Wallet technology
  • Liability protection for unauthorized purchases1
  • Mastercard ID Theft ProtectionTM & Mastercard Airport ConciergeTM
  • Priceless Cities Offers and Experiences & Mastercard Golf
  • Rideshare Protection& Travel Accident Insurance with Baggage Delay2
  • Cash access at over 200,000 ATMs throughout North Carolina
  • Receive mobile alerts regarding card use and monitor spending and suspicious activity

Select an appointment type below to schedule a meeting concerning the Business Credit Card you are interested in learning about.



Mastercard Guide to Benefits

Mastercard Disclosures

Mastercard Credit Card Application and Solicitation Disclosure


1.  Certain restrictions apply.  See for details.

2.  Certain restrictions apply.  For details, see the Guide to Benefits.  Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage.  Coverage is provided by New Hampshire Insurance Company, an AIG company, or Warranty Guard, an AIG company for price protection and Satisfaction Guarantee, or Federal Insurance Company for Travel Accident, and Emergency Medical.  All benefits except Travel Accident provide secondary coverage only.

Business Membership Eligibility

While we would welcome your business membership, to be eligible to join, your business must be located in the North Carolina counties of  Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham.

Your business membership begins when you open your Business Share Savings Account with a minimum deposit of just $5. Upon membership approval, you're set to apply to open other business accounts and gain access to affordable commercial lending opportunities and various financial services.


Offers you the most popular card management features the financial industry has to offer!

  • Access your account using biometric log-in capabilities for convenience and security.
  • View up to a 90-day transaction history.
  • Schedule and confirm payments to your card balance from your checking or savings.
  • Lock and Unlock card usage from your mobile device.
  • Submit travel notifications.

Download on the App Store

Get it on Google Play

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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