Get an account or finance your next loan with Piedmont Advantage Credit Union in North Carolina.

eStatement Enrollment Guide:

To start receiving eStatements, you'll need to be enrolled in Online Banking first. If you're already enrolled in Online Banking, log into Online Banking, click any Account Name, then click "eStatements," select "Continue" in pop-up window, read and accept "Site Terms," enter email and click "Submit." Here is a guide and video. To enroll into Online Banking, this Online Banking guide or Online Banking video is available if needed.

Business Debit

Use your Piedmont Advantage Debit Mastercard® with confidence for all your daily transactions needs! 

At Piedmont Advantage, our Debit Mastercard offers the same benefits of convenience, uninterrupted account access and security as our credit cards. With your Piedmont Advantage debit card, you'll enjoy worldwide buying power, along with cash access at one of our North Carolina ATMs and 30,000+ surcharge-free ATMs within the CO-OP Shared Branch Network across the country.  

Debit Mastercard benefits also include:
Chip Technology

improves the global usability and security of the card as more merchants at home and abroad switch to advanced chip card terminals.

Zero Liability

means cardmember(s) won’t be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply. For full details, visit

Extended Warranty

doubles most manufacturer or U.S. store brand warranties for up to one additional year.

Mastercard ID Theft ProtectionTM

provides cardmember(s) with access to a number of Identity Theft resolution services, should they believe they are a victim of Identity Theft.

Satisfaction Guarantee

can provide a refund of up to $250 if the cardmember is dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.

Mastercard Global ServiceTM

provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.

Mastercard Airport ConciergeTM

provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

Priceless Cities Offers & Experiences

offers unique access and special experiences so cardmember(s) can enjoy more of the cities they love.

Have you applied to open a Business Checking Account yet?

At Piedmont Advantage, we think your business checking account should be simple and straight-forward. We offer just one business checking account that's easy to manage, so you can do what you do best: Run your business.

For more information, check out Business Checking.


Piedmont Advantage Debit Mastercard Guide to Benefits

1.  Certain restrictions apply.  See for details.

2.  Certain restrictions apply.  For details, see the Guide to Benefits.  Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage.  Coverage is provided by New Hampshire Insurance Company, an AIG company, or Warranty Guard, an AIG company for price protection and Satisfaction Guarantee, or Federal Insurance Company for Travel Accident, and Emergency Medical.  All benefits except Travel Accident provide secondary coverage only.



Offers you the most popular card management features the financial industry has to offer!

  • Access your account using biometric log-in capabilities for convenience and security.
  • View up to a 90-day transaction history.
  • Schedule and confirm payments to your card balance from your checking or savings.
  • Lock and Unlock card usage from your mobile device.
  • Submit travel notifications.

Download on the App Store

Get it on Google Play

Business Credit Card

Our Business Platinum Mastercard:

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fee

What are you waiting for? 

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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