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In a world that primarily revolves around banks, misconceptions about credit unions are everywhere. In the first Headlines and Fine Print episode of 2025, PACU President & CEO Dion Williams dispels some common myths about credit unions.

Ring in 2025 with a plan to build up your credit. The start of a new year is a great time to create new financial goals and plans for how to achieve them. Although you can't improve your score instantly, following these tips throughout the year will significantly enhance your credit score.

As we ring in the New Year, let’s talk resolutions, not the kind that fade away by February but practical ones for your financial future. Here are five resolutions to help you take control, save smarter and live with less financial stress in 2025.

Imagine concluding your year with the best financial advice from one of our most trusted experts in the industry. This is precisely what Dion Williams, the President & CEO of PACU, offers in his latest episode of "Headlines and Fine Print," where he discusses everything from avoiding holiday scams to mastering end-of-year budgeting.

Like almost half of the United States population, you may plan to travel between Thanksgiving and mid-January. While the hustle and bustle of holiday travel can keep you occupied, it’s essential to protect your pockets so that reporting fraudulent charges or a stolen card doesn’t get added to your busy to-do list.

The holiday season is filled with cheer and fond memories of cozy fireplaces and twinkling lights each year. But just as you take the first sip of a long-awaited peppermint mocha, the overwhelming thought of holiday shopping creeps in.

Before you know it, you have dozens of packages on the way, along with the dreaded credit card bill you must confront at the end of the month.

As spooky season approaches, zombies may be on your mind. Have you ever considered that there may be a zombie in your own home? No, not last year's costume in the back of your closet or the classic horror movie on your streaming app. We're talking about your computer becoming a "zombie," infected with malware and controlled by hackers who want your personal information.

When you hear the phrase “estate planning,” what do you picture? 

Some may think of a large mansion on acres of land being passed down through generations. Others may imagine the reading of the Will of a wealthy great aunt. While this is sometimes the case, the truth is estate planning is not just for the rich, it’s for everyone.

Each year since 1992, we celebrate National Customer Service Week during the first week of October. 

This year, during National Customer Service Week, as we are coming to the end of a year-long celebration of our 75^th anniversary, we reflect on the 22-year history and evolution of our Call Center.

There are two methods of digging out of debt, the snowball and avalanche. Both are similar in that they have you focus on a particular account while paying the minimum on all others. And when you’ve paid off one account, you redirect whatever money you allocated for it to the next one.

But when you do the math and learn more about each method, the avalanche option usually will get you out of debt faster. But here’s the catch.