MoneyY-ZER Youth Blog

Holidays are meant to be the most wonderful time of the year, but overspending may lead to a feeling of financial regret. Whether you are familiar with this feeling or would like to avoid it, we have a powerful tool that can help. Let’s walk through a journey together and explore the magic of Piedmont Advantage’s Christmas Club Account.

As with most teens, you have a part-job and cash to spend. While saving your earned income is always preferred, we offer the next best thing, “conscious spending.” Conscious spending is treating yourself on things or activities that are meaningful only to you. You’re being deliberate and guilt-free with your spending. How do you start this journey? Follow these seven steps and ...

Getting your first job is a huge accomplishment, and with your steady new paycheck comes both financial responsibility and opportunity. Prepare for your fiscal future with Piedmont Advantage Credit Union’s helpful tips on how to manage a budget after starting a new job, while learning to spend wisely and save for your future. Make and manage a budget Budgeting can be challeng ...

Need some Financial Aid 101 to find out how to pay for college? Piedmont Advantage Credit Union explains how and where to get scholarships and grants.

While college is the obvious next step for many North Carolina high school graduates, it isn’t the only one. Today, about 30% of grads choose not to attend college, and that number could rise with the increasing cost of tuition, student loans and the COVID-19 pandemic. Whether college seems out of reach financially or you’d prefer to start adulthood in a different way, consider ...

Three years ago, when Jobana Semones (pictured left) was working at one of Piedmont Advantage Credit Union’s branches, she never thought her idea for the credit union to adopt a mascot would lead to the launch of a youth program.

Headed to college soon? Then, this article is for you. Learn how to select the best credit card for you and use this card to build good credit. By the time you graduate from college, you will find that having a good credit score is important for many things.

Congratulations! You have made it to the real world! You got your first ‘real’ job and you’re feeling on top of the world excited for new adventures. But now what? Where do you go from here? Here’s a few reminders about how to stay financially responsible.

We recently introduced approximately 150 middle school students at The North Carolina Leadership Academy to the Reality of Money, a crash course in personal finance. Judging from the students’ reactions, this event was an eye-opener.

One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can achieve your goals and avoid errors.