Products and Services

Admit it. Budgeting to save more money is difficult and frustrating, but it doesn’t have to be. If you’ve researched ways to save money, then you’ve heard about an old-school approach to saving that is gaining a new life among budget-conscious consumers. The approach is called Cash Stuffing.

Just as an acorn grows into an oak tree, your savings also can grow steadily and securely with the right investment strategy. One such strategy is investing in share certificates. Let's delve into the analogy of an acorn and an oak tree.

In recognition of College Savings Month, here are five helpful ideas for you, along with your children, to consider to make college more affordable and less of a financial burden on your family and your child.

Piedmont Advantage Credit Union (PACU) cautions businesses that process debit card payments as credit card transactions to not surcharge their customers as federal law prohibits this practice.

Digital wallets, secure applications software that enable consumers to transform their smart phones, watches and laptops into mobile funds-transfer devices, are moving deeper into the electronic payments mainstream.

Carrying consumer debt can weigh heavily on our minds, reduce our freedom of choice, and cost us a ton of money in interest. Assuming you’ve got more than one debt to pay off, which method of debt repayment should you use?

When you are standing at the cash register at a chain store, it is almost inevitable that the salesperson will make a pitch for you to sign up for a store card. It is easy to be tempted by the discount, but a store card is not a coupon.

An emergency fund is a specific amount of money that you set aside for periods of uncertainty or suffering. One example is your HVAC breaking in the middle of the summer. Many people don’t even know about the significance of emergency funds until something breaks. Then, once people realize how often disasters, damage, or other inconveniences can strike at any time, preparedness becomes a crucial part of their lifestyle.

Check out our latest blog concerning fraud and what scammers are doing to try and swindle you out of your hard-earned money.  At Piedmont Advantage Credit Union we monitor and help fight against fraudsters.  We hope this information helps you defend yourself from falling victim to fraud. 

Using the equity in your home to pay off unsecured debt and/or make home improvements can be a hard financial decision. Low annual percentage rates, tax-deductible interest, and streamlining your monthly payment makes second mortgages extremely attractive. Meanwhile, using your home for collateral is a decision that should be weighed carefully.