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Debit Card Update::

If you have a Piedmont Advantage Debit Card, please note that your new Piedmont Advantage Debit Card will arrive soon. Upon receipt of this new card, put in a safe place and activate on March 10, 2021, to avoid any interruption of services. You will be unable to activate prior to March 10, 2021.

Many people associate budgeting with a checking account, but you can also budget by paying for daily expenses and bills with a credit card. Credit cards can help you manage your expenses, build credit and earn cash back or rewards.

Having poor credit can be stressful, especially if you’re applying for a mortgage or auto loan or making a big purchase. Before you can fix a problem with your credit, you need to determine the root cause. Several factors contribute to your credit score, and it takes a while for changes to be reflected with the credit bureaus.

Mortgage refinancing means getting a new mortgage to replace your existing mortgage. View our infographic to see if this is right for you. 

You’ve probably heard pitches and received letters in the mail touting the benefits of refinancing your mortgage. What does that mean for you? When you refinance your mortgage, you get a new home loan to replace your current one. The appeal is getting a lower interest rate, so you can save money on your monthly payment, or refinancing to access your home’s equity as cash. Alth ...

Similar to buying a home vs. renting an apartment, deciding whether to buy vs. lease a vehicle is a decision with many pros and cons. Let's explore how you can compare both options and steer yourself toward the decision that is right for you.

The average American buys nine vehicles in his or her lifetime. With so much practice, you might think we would figure out how to get a great deal. But many folks don’t take the time to learn how to haggle over auto prices. They also fail to research the best way to pay for the car. Obviously, most consumers don’t walk into dealerships with fists full of cash. They borrow mone ...

Americans spend a lot of time shopping for cars. They stroll through dealerships, browse the web and study articles in auto-oriented magazines. With so much research in hand, it makes sense that they’re often happy with the car, pickup, SUV or van they end up buying. But consumers tend to spend much less time thinking about refinancing their car loan. And so they often end up ...

So you like driving new cars. Who doesn’t? They look great, have the latest technology and, ooh, that new car smell. If only there were a way to get a new car every few years. But wait, there is! If you choose to lease a car, rather than buy a car, you will enjoy these perks and more. However, before you jump on that car lease offer you saw on TV, it’s important to understand t ...

When it comes to getting a mortgage, the process can be overwhelming. And, taking on a mortgage is likely the largest expense you will incur. If you want some insider information that big banks won’t tell you when it comes to saving money on your mortgage, explore these few tricks of the trade from your friendly Piedmont Advantage Credit Union mortgage representatives. 1. Payi ...

Buying a home is a significant accomplishment in your life. As you’re separating your wants from needs and finding the perfect home for you in North Carolina, spend some time understanding your mortgage options. Most lenders offer two basic types of mortgages, fixed-rate mortgages and adjustable-rate mortgages. While you will likely find different loan options within those two ...

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 12 counties it serves in North Carolina or who are employed by one of its many employer companies. These 12 counties are Bladen, Brunswick, Columbus, Cumberland, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 100.

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