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So you like driving new cars. Who doesn’t? They look great, have the latest technology and, ooh, that new car smell. If only there were a way to get a new car every few years. But wait, there is! If you choose to lease a car, rather than buy a car, you will enjoy these perks and more. However, before you jump on that car lease offer you saw on TV, it’s important to understand t ...

Buying a home is a significant accomplishment in your life. As you’re separating your wants from needs and finding the perfect home for you in North Carolina, spend some time understanding your mortgage options. Most lenders offer two basic types of mortgages, fixed-rate mortgages and adjustable-rate mortgages. While you will likely find different loan options within those two ...

When it comes to getting a mortgage, the process can be overwhelming. And, taking on a mortgage is likely the largest expense you will incur. If you want some insider information that big banks won’t tell you when it comes to saving money on your mortgage, explore these few tricks of the trade from your friendly Piedmont Advantage Credit Union mortgage representatives. 1. Payi ...

Having your own home is an exciting milestone in your life. Owning that home is part of the American Dream, yet for some, renting is the best decision. If you’re struggling with the decision to buy a home in North Carolina or rent, you’re not alone. Explore the many financial and emotional factors that will help you decide which option is best. Consider the Finances Behind Buy ...

When you’re looking at houses for sale in North Carolina it’s easy to get wrapped up in the details of the home instead of looking at the big picture. You see it all the time on house-hunting TV shows when people complain about a room because of its fuchsia walls, without realizing they can just repaint it inexpensively and effortlessly. Homebuyers can get so excited about a bu ...

FOR IMMEDIATE RELEASE  Piedmont Advantage Credit Union Names Dion L. Williams President and Chief Executive Officer Winston-Salem, NC May 20, 2019. For Immediate Release – The Board of Directors of Piedmont Advantage Credit Union has appointed Dion L. Williams as President and Chief Executive Officer of the $356 million credit union that has over 40,000 members across North ...

Before you start shopping for a new home or make an offer on a house, it’s smart to get pre-qualified or pre-approved for a home loan. Not all mortgage lenders require you to go through the prequalification process, and some people opt to skip this step. However, to show sellers that you are an attractive – and qualified – buyer, it’s in your best interest. Here’s the differenc ...

A common step for many prospective homeowners is to boost their credit score so they can qualify for a home loan. Many people wonder what credit score they need to buy a home in North Carolina. And the answer is – it varies by lender and type of loan. The general principle is that the higher your credit score, the better interest rate you’ll receive because you look less risky ...

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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