North Carolina continues to be impacted by the global spread of COVID-19 (coronavirus). I want to assure you that Piedmont Advantage Credit Union will continue operations and is here to serve your financial needs. During this rapidly evolving situation, our main priority is the health, safety, and well-being of our staff and member-owners. Currently, our branches, member relati ...
Financial Tips for Newlyweds
Your wedding and honeymoon were perfect, you’re starting to get used to being Mr. and Mrs., and you’re settling into married life. Much like wedding planning, proper financial planning is essential to a happy, healthy marriage. If you haven’t already made decisions about key financial topics as a couple, let Piedmont Advantage Credit Union first offer you our congratulations, and this belated wedding gift.
Creating a Family Budget for Babies, Kids, and Teens
Adding a baby to your family is an amazing time in your life. You get to browse adorable baby clothes, prepare a theme for your nursery, plan for the future, and much more. But with these anticipations come cost, and with cost comes the need for a newly refined family budget.
How to Create a Simple Household Budget
If you’re like most people, you work hard for your money. While much of that income goes toward meeting your obligations—housing, food, cars, insurance—it’s nice to have a little extra for the finer things in life.
The key to having enough for both your wants and needs is to spend your money wisely, which means creating a budget. A household budget is like a written blueprint for spending that helps document how much you take in, how much you pay out, and how you might stretch your dollars a little further.
10 Steps in the Home Buying Process
Buying your first home can be overwhelming. But if you break it down into simple steps, you can feel much more confident and focus on the excitement of the process rather than the stress of it. Here’s what you can expect when buying a home in North Carolina.
Generation Z Banking Needs [infographic]
If you are born between 1994 and 2010, you are part of Generation Z.
Your generation has different attitudes and different banking needs than millennials and generations before you, and it’s important you make some smart banking decisions now to start off right.
The World of Unsolicited Sales Offers – After Closing Your New Mortgage
The World of Unsolicited Sales Offers – After closing your new Mortgage When you have just completed purchasing a home or refinancing an existing mortgage, you can take a deep breath. Right? Yes and no. You should feel good that you’re in the new home or lowered your interest rate, but be on the lookout for some unwanted attention. In today’s world of technology and inform ...
How to Get Out of Debt
Fewer Americans understand how to get out of debt. While it starts with willpower, there are proven financial strategies to consider. Piedmont Advantage Credit Union in North Carolina offers a variety of tools and resources to help you improve your financial wellness, including low-interest loans, credit card options, webinars, and seminars.
What to do with your Tax Refund This Year [infographic]
What to do with your tax refund this year?
The only thing American’s enjoy about tax season is the prospect of a refund. While it might be tempting to splurge on something you want, consider ways that you can use the refund to put yourself in a healthier financial position.
What is the Type of Mortgage for Me? [infographic]
Buying a home is exciting but can also be stressful. Use this handy guide to the many types of mortgages so you can determine which might be best for you.