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Important Updates:
  • As stated in previous notifications, your old Visa debit card has been deactivated, regardless of the expiration date. Please ensure that you have activated and are currently using your new debit Mastercard. For questions regarding your new debit Mastercard, please contact us at 800-433-7228.
  • To activate your new debit Mastercard, call 800-631-3197.

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Life moves pretty fast. Interest rate shifts. Stock market surges. Rising healthcare costs. The news that affects your personal finances can move fast. Our Advantage Insights blog posts offer the type of information you'll need to make smart financial decisions for you and your family. By staying in the know, you can take steps to make your life easier.

Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care and attention. If you are ready to shift from renter to buyer, you’ ...

Three Mortgages Every Home Buyer Should Know Because of the high cost of most real estate, very few people can purchase a home with savings alone. Therefore, if you are like the vast majority of people, you will be borrowing money from a financial institution to purchase the property you want. Called mortgages, these loan products can be quite complicated. Knowing the basics o ...

How to get the Best Deal When Buying a Car Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it is also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line. By r ...

Its always exciting to go look at new cars, but we all hate the process!  Driving from lot to lot, being pressured into a car that is probably WAY out of our budget, and feeling the guilt of possibly not getting the best deal we can.  It can be stressful and cause a great deal of anxiety!  There's good news!  It doesn't have to be that way!  That's right, you can actually enjoy ...

Piedmont Advantage Credit Union announced today that its PACU Foundation donated $2,000 to each of three charities across the credit union’s service areas of North Carolina. A total of $6,000 will help meet critical needs in response to the COVID-19 pandemic and other economic hardships. The three organizations are: Financial Pathways of the Piedmont in Winston-Salem. The F ...

Stay up to date with what's going on! See our latest newsletter here! Click here to view newsletter for Winter 2020 ...

WINSTON-SALEM, N.C. (January 9, 2021) – The Piedmont Advantage Credit Union (PACU) Board of Directors appointed Jim Taylor Chairman of the Board Emeritus. This appointment honors Taylor’s distinguished 30 years of service as Board Chairman prior to his stepping down in October 2020. He has served on the board for more than 50 years.   While not the first volunteer-leader hono ...

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Renting versus Buying a Home With the home prices stabilizing and even rising in some cities, many people are wondering if now might be the right time to take the plunge into homeownership. Real estate conditions and individual personal financial situations vary dramatically, so there’s no simple yes or no answer. But here are some issues to consider that can help you decide w ...

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 100.

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